My Boyfriend thinks we can spend money like our friend's that live at home!

My Boyfriend %26amp; I have lived together for 4 years now. For the 1st year we were together he didn't have a job %26amp; I had to support us. Now that we both have decent jobs we moved into a bigger place, got a dog %26amp; bought some new furniture. We only have 1 car, which works for us, our work schedules are an hour differences so getting to and from work is not a problem. The problem is my boyfriend keep saying he wants a car, an '86 gas guzzling car for $2,000. We can't afford that, mostly because his father %26amp; his step mom moved in with us a year ago, they don't help pay bills %26amp; wont move the F out (If you have pointers for this too that would be great )my boyfriend has a very bad driving record so the ins is allot. We are behind on our bills %26amp; he keeps complaining that we don't have any money... but he wants to buy a car.. we have other things we have to do Like fix the car we do have, get our dog fixed, catch up on our bills, .. But his stupid father( who has no job %26amp; no car) and his friends keep telling him he need to get a car.. that he is 23 yo and should have a car.. meanwhile ALL of those friend telling him that all live at home with their moms and the most expensive bill they have is their cell phone bill... we have rent, gas, electric, cable, car ins, renters ins, food ect.. He has never once helped with our finances and he always puts me on the spot in front of his friends when he asks these questions.. Our finance's should be a privet discussion, I don't like people to know that we are hurting for money.. What can I say to him, he was never taught how to save money or even how to manage it( obviously because his father's mooching off us now) what can I do.. I feel all alone in this.. I want an equal partner who understands how to manage money.. He's a good boyfriend, a hard worker but this is something that is effecting everything else in our relationship...I understand that it sucks to see other people our age driving in new cars %26amp; spending money like crazy.. but most other people our age live at home %26amp; they can afford to do those things... I just don't know what to do.. My Boyfriend thinks we can spend money like our friend's that live at home!
Well one thing you cant do is dismiss his want for a car. it would probably make him feel like less of a man seeing that your making all the financial decisions.



What you can do is show him how doing what you want him to so '; work on bills, save and manage money, get his parent packing'; and lead to him having that car he wants.



Like ';Hey, you know how much money we could save if your father wasn't eat all of our food.';



And if your getting him to skimp to too you can catch up on bills. give him a time frame of when he can start looking at that car.



';Hey if you dont get drinking so much with your friends ( just an example) so we can catch up on these bill. we could probably start saving for that car in like 3 months ';



Just make sure you still thinking about getting him that car eventually.My Boyfriend thinks we can spend money like our friend's that live at home!
Man...The first thing that needs to be done for this is 1. Get the parents out. You need to straight up tell them that you just can't afford to pay for 2 extra people in your home. If they are living there they need to be paying rent. Tell them you can help them pay for an appartment for a month while they get settled and tell them you will help find him a job. Find a really cheap appartment that they can move into then look into some job openings. That will pretty much settle the problem too. Most of this pressure most likely is coming from his father. He probably just wants to show him he can agree with him and has the same interests. Tell your boyfriend you two cannot afford a car right now. Set up a savings account or bank account for a new car. Every month put a certain amount of money in there. You can look around for cars that don't use up so much gas and set a price goal. Hope I Helped!
It is important that if your boyfriend's family can work and aren't in need of medical care, that he tell them it is time for the not move out. The important thing is not not approach this as an accusation, like ';Stop asking me about the car! You need to tell your family ot move out!'; Instead, go with him to a financial counselor. One really helped me when I needed help with money. The financial counselor will help you sort things out and create a budget.