Sunday, December 11, 2011

I live in my parenst home with my 4 children?

i have been divorced for 8 years from a total maniac who used to abuse me and my kids,,he destroyed my home and left me with nothing,,,my oldest has autism my second has bipolar disorder and does my third,,my second went through utter hell in 4 different hospitals in 1 year,,he is doing much better now with the help of medications ,,my oldest is finally doing well as my third,,my fourth has always been ok,,the house we had taken from us was sold and the small amount of money that i made on it at the time i put into my parents home and renovated many of the rooms,,i work full time

the problem that i have is with my siblings they constantly make remarks to me about me living here,,,i feel as though they look down at me,,,my ex is not in the picture and pays me no support at all,,i went down the road with court but it got nowhere,,he works off the books,,living in this house has allowed my kids stability and myself to have the support from my family my parenst when going through all these things with my kids,,,,my sister called today and made a remark to me which i found so hurtful,,she said she had a dream about me that i was pregnant and bought a trailer home to my parenst house and put it in the front yard,,,

no i do not enjoy living here once my kids are grown and stable i do not plan on staying here i am sacrificing my pride in order for their happiness and stability especially since everything we have been through,,i am tired of dealing with my siblings with their comments and want to know how to handle them from now on thanksI live in my parenst home with my 4 children?
I think you have been dealt some tough cards. I have bi polar disorder myself and it would have been wonderful if I had family to help me out. Your sister may be jealous because she thinks your parents favor you. She may also be the type of person who has to put down others in order to make herself feel better. I wouldn't worry about her, you have enough to deal with.I live in my parenst home with my 4 children?
Why dont you tell them exactly what you just wrote? You are living there not to free load but get yourself on your feet and give your children a stable home with love and support. I bet they will be quiet then.
couldn't find a question here!
wow...seems like u've been through some tough times!!



my advice to you is to have a little talk with your parents about financial issues, and all that. you can work something out that way. you will be able to afford an apartment (big, even) if u start to save up your money and maybe do 2 jobs.



and if ur oldest child is 12 or older, he/she can do a job that can earn money. such as delivering papers, driveway-cleaning(in winter), or simply get a small job at the supermarket. try to get him doing these things maybe during summer holidays.



i wish u all the best and by the way im 12!!

im not exactly a parent but hope i helped ya!
just tell them to mess off %26amp; live there life, its not your fault you didn't no what you was in fore [ unless you did ] but it shouldn't really matter to them, TRY to mingle and find a boyfriend. The dream should not have been mentioned or you should take it so seriously just inore her and her remarks.

hope this helps :)
Tell your siblings to take a flying leap and to stay out of yours and your parents business .If you are making a living for yourself and your children then its not anyone else business.Maybe the thing to do is get your parents to tell them .We all need help at times .Stand up for yourself.don't let them bring you down.


If you and your parents are cool with the arrangements, then your siblings should be, too. They don't need to making comments. I would simply tell them that you don't appreciate the snide remarks and you aren't going to listen anymore. If they start, you simply walk out of the room or hang up the phone.



I think that the fact that you took your own money and renovated their house says a lot in your favor. You're also working and I assume doing all you can to support your children yourself.
I think think that you should not pay attention to what your siblings tell you. first of all they are not the ones going through what you are. they don't know how you feel. therefor they should not be judging you. you are very strong woman to stand up take your kids and leave your husband. not alot of abused women do that so i applaud you. you should be proud of Your self. your children did not need that kind of life in the first place. it takes courage to leave. now as far as your siblings don't pay no attention to them, yes i know it hurts you the way they treat you but you have already taken enough. the only way they are going to stop is by you talking to them. tell them you need emotional support not to be judged. if that don't help then tell them to start minding there own business and don't get into your like. as long as you have the support of your parents that's all that counts. your kids need stability and not to be moving from one place to another and were best than at your parents home with there love and patients. every thing is going to be alright i will be praying for you so everything gets better for you. remember there is always light at the other side of the tunnel. you need to do whats best for you and your children they diserve the best and so do you. dont worry about what other people tell you. becuase remember we cant always make every body happy.last thing i focous on you and your kids make them happy which i am shure you do.try to give them the best of you. take care and i wish you the best.
I would confront my siblings and really let them have it. I would say that you don't appreciate the comments, that you are doing the best you can and that they need to imagine what its like to walk in your shoes being a single mom with 4 kids, 3 special needs because you don't have time for them to be acting like bratty jealous little children. And if they really have issues about not being the 'favorite' they need to seek counseling.
I agree, explain the situation and that they are hurting you...hopefully they will see through the situation..and understand the problem

Ladies: In general, does your husband like helping out with the home improvement projects around the house?

We bought a new home almost two years ago, and it's just as bare as it was the day we bought it. We have furniture for all of the rooms, but there are other things that I have been wanting to do such as: hang ceiling fans, install a garage door opener, hang curtains and valances, get our windows measured for wood blinds, install a screen door and a new front door, etc. The problem is I don't know how to do any of those things. My husband doesn't really know how either, but he's not interested in learning. I know how to use a power drill and hang pictures and other ';no brainer'; things, but I have a husband here, who's tall and healthy, and he won't even try.





I suggested we do things together. Since neither of us know what to do, I thought it would be a good idea for both of us to try and figure it out. On the rare occasion that I can get him to do something he wants to take control of it. After weeks of basically begging him he finally hung the curtain rods, but believe me when I say he didn't want to do it. A year or so after we were married I had to ';convince'; him to purchase a new living room set. He finally agreed. Earlier this year I was finally able to convince him that we needed a bedroom set. He finally agreed. I purchased a used dining table and china cabinet off Craigslist for a good price earlier this year, so that's the only reason he was in agreeance to that.





I understand he's a man and he's probably not interested in home decor like I am. That's my passion. But when I want to go find a picture, accessories for the house, furniture, etc. I have to do it alone. When I went to look for curtains I went by myself. There are times when I ask him to drive me somewhere to look at something for the house, and he refuses to go (because he doesn't like the fact that I walk around the store twice to make sure I'm not missing a deal). When he does agree to take me, which is rare because I try not to ask, he has an attitude. I can't even ask him to help me move anything around the house.





Yesterday, I asked him to help me move the china cabinet down a little bit. It's two pieces and I'm short and didn't want to turn the whole thing over. He was in the middle of playing a video game when I asked him. I didn't want to ask him to begin with but I had no choice. He acted like I was killing him. He told me I should have asked him when his friends were over (on New Year's Eve ... as if I was thinking about it then) so he could have help. There's only a few glasses in the china cabinet and we moved those, and I was willing to help him ... I just didn't want to move it by myself.





I just don't understand this. This is his house too, but it's almost like I have to beg him to do anything around here. I guess he figures because he's not interested in home decor and how things look, and since it's my thing, he shouldn't have to help. When I told him I was going to hire my cousin's handyman to help us out, he said, ';I didn't think we had money for that'; in a sarcastic tone. I've got to do something. I bought shelving for the pantry several months ago. After trying to get it up I asked him. He started talking about what I'd have to have to hang it, etc. ... when all the stuff we need is already at home. He just makes excuse after excuse when I ask him to do something of that nature ... and he always has something negative to say like, ';That hanger isn't strong enough to hold that mirror'; or ';This isn't the right type of screw'; when in reality it works just fine.





A little history - he is an only child and his mother has never been into decorating. His father is not a home improvements type of guy either. In their home it's just whatever ... as long as they can use it they don't care how it looks. That's fine with me and I can respect that. That's their home and I don't look down on them because they're not into decorating, but I am ...





I am sharp when it comes to computers and business stuff, but hardware, tools, and measurements just go right over my head. I'm horrible when it comes to math. But if I could learn how to do these things I would. I'm tired of begging him and as long as I sit and wait on him to become interested in what I'm doing (he'll never be that), I'll be sitting in the same place.





I have several relatives who know how to do flooring, ceiling fans, etc. and I asked one to come help me the other day. The first thing he said is, ';Okay ... but what about your husband?'; I'm so embarassed because my family will ask if we've got this up and that up, and I have to say no ... and they're all looking like ';Doesn't she have a husband?';





What should I do?Ladies: In general, does your husband like helping out with the home improvement projects around the house?
Honestly, it sounds like he grew up a little spoiled and never had to do things around the house (take that one up with his parents! lol) You're going to have to find a gentle, quiet way to instill a since of pride about his home in him. My husband was kind of the same when he was younger and I blamed it on the fact that we grew up differently. He got paid to mow the lawn or do things, I was just expected to do it. He was looking for a reward and my reward has always been the finished product. I think at some point he realized that I wasn't going to stop until things were done and now he's more into it.





I also learned to do things on my own and there was a little guilt when I was ripping a room apart to paint it while he was on the couch.....





That being said, there are still things that he wont do (or I wont allow him to do) painting is one of them (he's awful at it). I would never ask him to put curtains up (maybe the rod) and he would honestly rather take a bullet in the head than go shopping for ';house stuff'; with me.





Pick your battles. If he doesn't want to be part of the process (and many men don't) of picking out things for the house, do it yourself. When you need his help, tell him. If he claims he doesn't know how to do something (or you need help too) the internet is a great resource.





My husband is pretty helpful now and we talk about projects before we take them on. Sometimes, if he needs motivation, I'll mention that I'm getting an estimate on getting something done. He's either too cheap or prideful because the thought of another man in the house doing something that he COULD do.....kills him...lol





Good luck :)Ladies: In general, does your husband like helping out with the home improvement projects around the house?
We just bought a house and he single handedly demolished it and redid it. He knocked down walls, picked paint and carpeting. Jacuzzi bath tub.... The works. He cleans when I ask him to but not a huge house cleaner. I know I can depend onhim for the hard things.
I can't read all that stuff, I only have 2 hours to do this .





Brevity is your friend , thanks ,
Is this man just lazy in general? If so then I think you may have a real problem with him. If he otherwise works very hard and you can afford it then pay someone else to do these jobs.
If you are willing to learn, ask someone you know who knows how to do it show you. They also have classes in teaching you how to do things yourself. Look into one of those. Dont be embarrassed to ask your family for help just explain to them he isnt into the decorating thing. If you have the money to hire someone to do it. Then hire him if your husband doesnt like you doing that just tell him I have asked for your help and you didnt really want to. Tell him if you dont want me to hire someone to do it then to help you and do it together it is suppose to be a partnership. You might check into counseling also to see why he acts the way he does in doing things together.
We moved in with my MIL last June. She allowed us to paint our bedroom, and put up new window coverings. Fun fun!!





He was actually willing to work with me on it. The hardest part was the wall prep. But, we had that done in one afternoon. We were able to do the majority of the painting in one day, then went back the following week to put on the finishing touches and had someone install blinds. With the windows we have, we could not have measured and installed the blinds ourselves.





I would think that refraining from begging and nagging would be the first thing to do. Men just don't like it. I've done that with my husband and get no positive results.





One thing you can do is go to home depot or lowes and talk to a sales person and ask how to choose the correct paint and equipent and get pointers on how to do the job. Sometimes they offer free classes in repairing and installing things.





Maybe when he sees you getting into this stuff, he'll get motivated. If not it's okay. You'll feel good about yourself for these accomplishments.





Heh, wanna help us in our house renovations? :) Actually, I'm already having much fun with it. Our kitchen cabinets will come in soon!!
I think your approach is wrong. You have probably put out so much negative energy over it and talked about what he's doing wrong wrong wrong, that he just isn't inspired to do anything right anymore. All he hears is your criticisms and he just tunes you out.


I am a female, but I don't like decorating. I'm not good at it and it bores me. If my husband came at me with an attitude of why can't you this and why don't you that...I'd just shrug him off and probably start to get annoyed with him and it would make me not want to do it even more.


I think you need to bring more positive energy back into the situation. Don't put all these high expectations on him or demands. Maybe you really are annoying to go shopping with.


I know my mother in law is the type of woman that obsesses on home decorating and the truth is, no one wants to be around her much. Because she is so obsessive about it, it's boring to be around her. We don't care if the house looks spotless or like a Martha Stewart house, we care more about having fun in it and enjoying life. Especially if you have hard working people, who wants to spend all their time decorating or doing home improvement projects.


Just going on what you wrote, I don't know you two as people, but it sounds like you need to change your attitude. Be more fun and positive about it. If you want his help, set a time limit on it. Like two hours on a Saturday, not a full day. Quit beating him up for just being who he is and inspire him to want to help, not nag or belittle him into helping. It sounds like you enjoy putting him down.
He sounds scared to give it the effort because he doesnt know how to which i was the same but i had the right attitude as in i wanted to be able to do these things so i tried and found its not that hard after all but try taking control and keep on at him and say to him look if you could do it on my your own you would but you cant so can he help if he still refuses then have a little go and say sod it im calling a pro right now just to help me with this because you cant be bothered, he will do it in the end and you have to take into account that hes never done this before and messing up infront of you is probably what stops him trying but just keep on and on and say to him c'mon it wont take long and remind him now and then that you would like to be able to do it yourself but you dont have the strength he has or the diy skills so you need his help this will sink in that you just cant manage without him, get some books and stuff and start reading them in front of him and show him some of the things they do simply but has a great effect because when he does finaly do something that looks good like wooden flooring or a kitchen he will feel so different and he will want to try more stuff so get you both doing the basics first and complete one project together and watch the change in him i can almost reassure you he will be this diy pro by the end of 2009 if your persistant and patient enough with him, good luck,x
you ask ladies in general if their husbands like to help out around the house, well that would all depend on the guy i guess. i have to admit though that i have the very opposite problem than you do. my husband needs to do everything around the house when it comes to decorating it 'fixing' it in anyway. and no he is not a carpenter, he's actually a mechanic. we have laid down flooring, painted the rooms, thinking about getting new carpeting, everything he has done. now my suggestion to you would to ask your husband why he doesn't like doing these things? is it that he doesn't want to do the manual work or that he doesn't want to help pick out designs, paintings, curtains and such. when it comes to looks and styles i can't blame him for not wanting a part in it but if it is that he is pretty much lazy and doesn't want to help you paint, move furniture, hang fixtures and other 'labor' then i wouldn't call him a man, he seems to be more of a child.
There was just way too much reading for me, keep it shorter next time. My fiancee recently remodeled our house and so I spent a great deal of time at Home Depot. They do all sorts of little classes there for home improvement projects. I would imagine you could look up a lot of internet sites that would give you some pointers too

Invested money with guy that was supposed to pay me back on 3/21/09?

I met this guy at a casino playing a roulette machine and he was playing for fun and i told him a way i usually win money. i kept coming and leaving and asking him how he was doing, he was doing good.

i said i was gonna leave but i came back again to play,



i talked to him for a while hes 25 and his parents won the lotto in canada and bought a second home in south florida. he told me that they met people thru the lotto that deal with investments and that they have been doing it for the past year and he said that he wouldnt mind helping me out a bit. i met him at his house the next day with 500 dollers. i saw his id his last name is pincivero and i googled it and his parents names came up along with their story. i checked the homes adress and it was on record that the same people that won the lotto and his name were the owners. so he writes me a note saying '; i pincivero borrowed 500 from rinnie g and will pay back on 3/21/09 with interest'; so this was in 3/2/09 when 3/21 came he said they just deposited the money in their canadian account and had to wait a day. then on 23rd he said its being transfered it going to be a day. on 25th he said it arrived at his american account and its on freeze since its such a lump sum and is going to take a couple of days.

no im pretty sure i was scamed but why would someone give me so much information on their phone number full name and home address? do u think i might actually have a chance of getting my money? is their anything i can legally do?

thanx hope it made for interesting reading , i know a lot of people love to hear about others misfortunes lolInvested money with guy that was supposed to pay me back on 3/21/09?
Well that was pretty expensive tuition. Hope you learned your lesson. He gave you all that information because he has learned that it works, to get people to part with their money. As the old saying goes, ';a fool and his money are soon parted.';Invested money with guy that was supposed to pay me back on 3/21/09?
Of course he gave you a legitimate address. Even con artists need a place to live - or pretend to live. And any teenager can get a fake id and pretend to be related to a real person. It's called identity theft - the Pincivero lottery winners probably have no clue this is going on.



If he really was rich and really wanted to help you invest money, he could have simply introduced you directly to his investment manager, instead of ';borrowing'; the money from you. It's simply too messy for him to invest the money for you - it would have been much easier to simply create an account for you and give you advice on how to invest it. When you met in the casino, you gave him advice on how to win - you didn't take his money, walk away, and promise to return with his winnings.



First, call the police and tell them the whole story. Tell them you would like to help them catch this con artist.

You can call the guy and tell him you're really excited that this investment worked out, but you'd like some reassurance that you will have the money soon. Suggest he meet you in a few days to show you the money is in his account, and hint that you're ready to invest even more since this worked out so well.

When you meet, the cops swoop in and grab him. He goes to jail, and you can sue him under his real identity to get your $500 back.



good luck. and from now on, keep YOUR money under YOUR control.

How can I go about to getting my money or item from a convention charity auction?

So here's the deal. I went to an auction during a convention to help a charity. Fair enough, love doing this kind of stuff. I buy an item for $110 dollars, to be made and then sent to my home. Now here is when things get tricky.



The person who was supposed to make and send the item hasn't done so. He's said once it was returned and then stated he would send it out a month or so ago, but so far nothing. I've contacted someone in charge of the auction, but no luck with them either. Basically he's tried to contact the other person and probably thinks I'm trying to cheat one of them out of something, when I'm clearly not.



Just wanted to know what route I could possibly take now within the next few weeks if I don't hear anything back from either of them.How can I go about to getting my money or item from a convention charity auction?
Small claim court.

How do i make my own home hip hop recording studio?

I have a brand new laptop that I haven't used yet. I have a great usb microphone that I spent $100 on. I have good sound proof headphones. And a microphone stand with a windscreen. Oh yeah and some good recording software. Is this a great start. I have no more money and I'm wondering is it something else I need to buy. HELP PLEASE!How do i make my own home hip hop recording studio?
Here is a great little article on setting up a home studio: http://www.audioneeds.com/forums/content鈥?/a>



You should check out that site at http://www.audioneeds.com - it's a nice community filled with audio engineers who are there to help guide you in the direction you're trying to go. Anyway, check it out :)How do i make my own home hip hop recording studio?
Get some foam and cover that with in your closet.(soundproof) close the closet get a portable light 2 bucks at wal mart. to read lyrics etc Get a microphone editor and clears all the background noises etc
For a recording studio you need



* Mic Preamp

* Microphone

* SoundCard - Interface

* Cables

* Recording Software



Read more on this yahoo answer:

http://answers.yahoo.com/question/index;鈥?/a>

Anyone know when we are going to get some social housing built?

After 20 years I'm getting fed up with paying someone elses mortgage. As a matter of fact, I have been made redundant and I plan to go on social, get a flat and get the rent paid. I'm not going to shift till I get some action.



Maggie's poll tax screwed me, turned 18 and that b***h brought that out. Done me in for 15 years. I have worked all my life and still single. Couldn't get a mortgage because 5 times my wages didn't hit the cost of a flat. Had to buy furniture, then get rid of, then buy again as I moved in and out of properties. Have slept in car, caravan, broom cupboard etc. Had private landlords going though my things when I've been at work. Have worked 3 jobs simultaneously to try and get savings, annoys me because you have to pay basic rate tax on other jobs. There is so much more I would like to say, but I won't bore you.



Anyway, after speaking to the council the other day, they tell me that I probably will never get a council property. Well I'm sorry but that's not good enough. I refuse to pay somebody elses mortgage any longer, why should I pay there's when I can't get my own! Housing associations supposed to be doing the job of the council aren't interested with dealing in prospective council tenants. Most of the property they have available are for ';Key Workers'; only (police etc). Which is daft because they earn good money and can afford to rent privately. The government new build home buy scheme where you get the first year rent free, second year 1.5% rent on price of property and 3rd year at 3% capped is only available if you earn over 拢40.000, EH (Daft). It's the people on low wage that need this option. Government like to talk, ';we do this that and the other BLAH BLAH BLAH';. In reality, RUBBISH.



Unless you're married with 2 kids your shafted. Bloody country pisses me off, well no more! I apologise now for all of those of you still working, but I've just had enough. All I would like is my own place, with a sensible rent (would love to buy if prices were sensible) and no private landlords, had enough of them! Government can pay them, but no more of my money.



Well, until I get a place from the council, no more work from me. I'm going to get them to pay for everything I can until I see some action.



Sorry, but that's how I feel. 20 years and still struggling. You can see why youngsters don't try, when it's so far out of your reach why bother trying!Anyone know when we are going to get some social housing built?
i lived in a camper van with my husband for three years while we saved for a deposit for a house. we parked where ever we could around town which is not easy in this yellow lined no parking country . but we managed fine once we got used to it. we had a nice boss at one time who let us park in the works car park and run a wire through the window for our electricity. he was happy because he had us as nightwatchmen in his car park. ive got a lorry driver friend who does the same thing. his van is in his works car park and hes very happy in it. its not the best solution i know, but most single people are in the same boat as you are. its just impossible to buy anywhere and the council wont give single people anywhere either.Anyone know when we are going to get some social housing built?
A pillar of society. Instead of blaming everyone and everything around you and demanding they all pay your way (aka becoming part of the problem), why don't you help yourself out of it and become part of the solution.



It sounds to me like you are british (or under the british socialist government).
There is a shortage of Housing because of the immigration of 2.35 m people since 1997.



Its cause ';cause and effect';



.

Was I WRONG to gamble the family's money?

I am a 27 year-old single woman who lives at home with Mom and Dad. I don't have a job because I am an artist, and plan on selling my paintings in the future. My Dad recently cashed out on all his stock, so that Mom and me would be taken care of. He placed about $900,000 in a special bank account, but allowed all of us access to the funds.



I decided to take about $2,000 and go on a Casino trip with my best friend Betsy. We got to the casino, and I had all my money in $20 bills. I hit the first slot machine. It was a dollar slot. I pressed the spin button- and BOOM! I got three diamonds, and managed to win $80.00! I was shaking. I had never gambled before and suddenly I was up. I played all night and ended up with $400 more then I had started with. I used the money to buy some new clothes.



The next weekend I invited Betsy back to the Casino. This time I somehow lost, despite my system of only doing the dollar slots (its a better pay out). I ended up losing $3,000. It took about four hours to do. I was devastated. Betsy told me to stop while I was still okay, but I didn't listen. In the next 6 months I managed to spend about $889,000 of Dad's money to us at the slot machines. I know that sounds like a lot, but trust me it goes fast when you start playing tables- I got into black jack and there were tables where the maximum was $500 a bet. I couldn't help myself, honest! When my mother went to check the balances she was shocked and dismayed. She and Dad didn't plan on spending the money until seven or eight months after he placed it in the accounts, so they could get a small vacation home. I was supposed to use my money on other things, but apparently not gambling.



My parents refuse to speak to me. After my Dad blew up on me for ';throwing away'; 40 years of his hard-earned money, they kicked me out of the house! I explained that all I needed from them was about $20,000- $10,000 for my living expenses, and $10,000 to go back to the casino to try to earn back the money. They flat-out refused! I found this quite terrible considering I am their daughter and all. Why did this happen? I know I spent a lot of money in half a year on slots, but I didn't realize they would get so pissy. My grandparents also told them to cut me off and that I was getting addicted. Come on! I've gone to casinos all the time and hear all these old ladies saying ';I won $5,000 on a Quarter machine. I did well tonight.'; How do THEY win but I lost? I don't understand. I know the house technically wins, but I see A LOT of people walking out of casinos bragging about all the money the won on nickel slots and how they had JUST sat down and only put $5 in, and suddenly they struck it big. I have no idea why it didn't happen to me.



Please, why did this happen and was I wrong?Was I WRONG to gamble the family's money?
let me get this straight, you spend almost a million dollars on gambling, money that was not yours to take. money that was your fathers life savings, money that was your moms as well, you are 27 yrs old and still living with mom and dad and you have the nerve to ask them for more money to live on and want to know why its not your fault. wow i can't believe what i am reading. i hope this is not true and you have a vivid imagination.Was I WRONG to gamble the family's money?
Casinos are built on losers not winners. For every one winner, there are a thousand losers. I hope your story is NOT the truth, because that was one of the most ignorant stories I ever heard about gambling.....either that or you are just in COMPLETE denial. You were so wrong that if you were my daughter, I would disown you...THEN I would sue you in court for the amount you STOLE....(yes you STOLE the money because you did not use the money in the account for its intended purpose)
I would say to you the money was not for you to gamble with. It's always easier to destroy than create or make. The returns for gambling is generally negative. That means over time especially the longer you play the odds are against you. It's just the occasional jackpot or flashing lights that makes you want to play more. You might hit a Million dollar jackpot however the odds are against you. Your more likely to be struck by lightning.



Your goals now is to create wealth not destroy and get back the trust from your family. Create wealth with your art and make money. Learn that it's harder to create wealth for instance your Dad's nest egg of $900,000. It might take you over a lifetime to make that back and by that time it will probably be too late to ever pay back you Dad.
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