How difficult is it to trade a used mobile home for a better mobile home?

We live in a 95 single wide with 2 bedrooms,(we pay the payments on it but its in my fiance's parents name because they lived there for 10 years before moving to a house.) its completely tin, the sides are tin the roof is tin yet the inside is in pretty good shape, we have painted and decorated here and there on our own. I have been told that when it comes to mobile homes, a dealer that is willing to trade at all will probably never be willing to trade a tin trailer. (Nobody wants them and they are harder to sell) is what he said. But they still make them? Anyway, would we be better off to be first time home buyers or should we attempt to trade it in on a better mobile home? Also, how risky would it be to buy a reposed home for a lower price? Anyone that has been there done that please feel free to give some tips. We aren't made of money by no means, so its going to be difficult to start with anyway, and I know that I have less than perfect credit, we are only 23 years old, but I already have a child from my first marriage, and I know someday we'd like to have our own, but 2 bedrooms just ain't' gonna cut it! How difficult is it to trade a used mobile home for a better mobile home?
Mobile homes are like buying a used Yugo.

Try for a real house.

Many programs out there.

How difficult is it to trade a used mobile home for a better mobile home?
mobile homes like mobile home parks are not all they are cracked up to be, I have been living in one for 10 years now, don't get stuck like I am do not put that thing in your name see if you can rent it instead because then if it doesnt work out you can leave.

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If your credit is not great, you won't be able to get another trailer anyway. Stop camping %26amp; get into a real home! You won't get a good trade in on it anyway, and you have to find someone willing to buy it that will pay cash or have excellent credit.



Good luck!
Better to sell this place outright if you can. . . .better deal generally than a trade-in



Well while working on this deal, you need to BUILD your credit by paying ALL your bills in full and on time, paying down your credit cards, avoiding new debt. . . .and you also need to SAVE for your down payment. . . .6-12 months of this will put you in a better position than now



The problem with mobile homes, whether tin or not, is that like a car, they depreciate, lose value. . . .whereas traditional homes have tended to appreciate or increase in value, although right now they are declining
First thing - with due respect - is don't make any more babies until you are more settled in your life.



You say your old trailer is probably pretty much useless to a dealer. But you do know a dealer's tactic will always be ';you've got a piece of junk, but as a special favor I'll take it off your hands.';



If you were buying it how much would you realistically pay for it? Check dealers to see what they charge for a similar design, but knowing you'll never get that much for it on the open market. It's 12 years old, of bad design and only in ';pretty good shape.';



If I were you I'd post notices in other trailer parks, looking for someone who is pretty desperate.
YOu have alot of things working against you here:



#1 - MH, not in your name. You have no say in what happens to this.



#2 - MHs are similar to buying a new car, they are never worth what you initially pay for them, especially if you have them in a park.



#3 - Trade ins, all the chips are on the dealers side.



#4 - Less than perfect credit. MHs have a higher interest rate than stick built homes anyway, so if you have less than perfect credit, you are certainly going to have double digit interest rates



#5 - I'll assume you don't have much to put down



My suggestion. Save save save, get your credit straightened out, put yourself into a position to buy a stick built home, don't add to your family into you are in a more stable position.