What is the best loan and or program for a first time home buyer?

I make good money, 75,000 a year but I don't have money to put down on a home.How can I buy a home with no money down and still be able to live with a reasonable mortgage? Something like 2,000 a month for a mortgage payment? Also my credit is good but not excellent.What is the best loan and or program for a first time home buyer?
Go to your local bank or mortgage broker. There are a bunch of loans out there and there is one for you. It all depends on your unique situation. No one here can answer that for you.What is the best loan and or program for a first time home buyer?
contact one of the many builders who build homes and sell to people there are several of them, go to the office of different ones explain what is your desire compare and contrast price and then after their information you make your decision.
You probably make too much money for a My Community mortgage (good rates and REALLY low PMI, but you have to make below the median income for your county,) so I would check in on FHA loans and 80/20 loans. The 80/20 would need a high credit score for you to get a decent rate on the 20% second, though.



Submit your info to a place like getsmart.com or compareinterestrates.com. The lenders will call you!