How can I invest my money?

I am married with 2 kids under 5 %26amp; plan no more. My husband works full time %26amp; is studying by correspondence. I am studying by correspondence %26amp; a stay at home mum. We are both studying to further our careers and income!We are both 25 own a home which we renovated %26amp; is now worth $300,00. We have no debt besides our mortgage which will be paid off in 19 years. We earn $50000 a year %26amp; I will return to work in 6 months so our income will increase. We want to know what we should do as our next investment. Everywhere we have asked for advice has said to invest in shares or buy another house. We have no idea what shares even are %26amp; are afraid to borrow money against our mortgage to buy another home. Has anyone done any of theese things? Any advice would be greatly appreciated! We live in Australia.How can I invest my money?
Spend a hundred or two to hire a financial advisor, fee for services only. The others will be tempted to sell you stuff that pads their commissions more than your future, but if you must try one of the top insurance companies. If you were in the US, I would recommend Prudential or SunTrust. Ask at your bank first, then ask if the advisor is part of any professional organization, then check with that organization for information and programs, and other advisors in the area.



They will want to build what is commonly called an asset allocation for you. They SHOULD be asking a whole lot of questions about education hopes for your kids, about retirement plans for you two, about your other insurance coverages (life, health, and disability), and your interests in hobbies, personal goals, and even charitable causes.



Then think it over. Don't buy right then. Keep copies and sleep on it for several days. If they pressure you for a sale, tear up the papers and leave, don't ever go back (don't worry about one or two, there are tens of thousands of good advisors). This is sort of like a diet or a new suit, if it doesn't fit it won't work.How can I invest my money?
I noticed someone gave me a thumbs-down, I bet they sell this stuff. LOL! Good luck to you Lulu.

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Since you are Australian, you may invest your money in Lombok, or other Indonesian island. You will have a chance to visit your business while spending holidyas.

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buying houses can be good. where i live, house prices have dramaticly increased over the last few years.
Look at companies that sell mutual funds, stocks and such. It is a good idea to have your money invested in several different types of things, not all in houses ... what would happen if the housing market crashed?



Anyway, talk to a licenses investment professional. We tuck away some into funds composed of a dozen or more different stocks so that we're not directly tied to the success and failure of one company/conglomerate. Your investment professional should be able to ask you a series of questions to determine how much risk you're able to tolerate and then match you up with some funds - she/he should also be able to diversify your investment. Some large companies that do this that I can think of include Charles Schwabb, Merrill Lynch, some banks, etc.
I would suggest a financial adviser. He/she will ask you questions about your goals and plans for the future. He/she will help you invest your money to best achieve these goals.
Investing in a high volatility stocks over a 10 years term. Every month set aside a same sum of money and put into the same stock you buy. Both of you are young, you guys can afford to buy stocks with ';high risk';. Just a thank you for me when you are 35.
I have invested in an equipment company in Fort Worth, TX. They buy and sell Caterpillar equipment. Your money is invested in the machines only, and that way there's no risk of losing it. The return on investment is 20 - 30% per year.

If you would like more information on that, just send me an email at ford202002@yahoo.com.
Australian stocks look great going forward with China very interested in your resources. If you both are going to work + 2 kids will not have much time to fool with real estate. EWA is an etf which has the key Australia stocks in 1 low expense fund. I am sure you have local index funds as well. Open an acount with an online stock broke like schwab.com ( I believe avail in Australia) %26amp; begin investing. There is nothing to know. Don't need to know what shares are or how stock market works as long as you buy index (local %26amp; global) funds. Some Us exposure via ADX good as well. Local key stocks - BHP Billton %26amp; Rio Tinto.
Put part of your money inthe banks with 3 % return,tiger logo.Buy some funds from NTUC.It a good return.
Invest in shares
To borrow money to invest in never a good idea unless you have tremendous skill and knowledge in your field of endeavor. Also, never ever buy annuities, managed mutual funds or anything else that has a high commission. Before you do anything at all, you should ';invest'; in a book called The Battle for the Soul of Capitalism by John Bogle, the founder of Vanguard. Another very good book that most definitely will point you in the right direction is Bogleheads.
Buying a house requires lot of money and investing in shares requires research and it takes time to grow.

I would recommend you to do invest in Forex trading. You can make good money if someone guides you how to trade.

Check the website below where top Forex trading programs have been reviewed.

Here you can start with as little as $25 to see how you can make profit.



Hope it helps



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