I have been with my BF for 3.5 years and about a year ago he convinced me to buy a home and at the time I felt reluctant to do so because prices were starting to drop. He told me there is no way I can time the market and that it is a long term investment. I took his advice and I believed him because he has been a home owner for years (he is much older than me, hes 41 and I am 28). He knew I felt uneasy about the purchased and assured me that I would thank him one day.
Since I purchased my place has declined in value about 45K and it keeps declining. Sometimes I get upset when I'm around him and I say things like ';I knew this was going to happen, but I took your advice when I should have listened to my own gut feeling.'; I really resent him now because I not only am I underwater in my home but I have no money to spend, I'm completely broke living paycheck to paycheck.
I know this isn't his fault but I wonder how he feels about it. He doesn't say much, he just doesn't like to be around me when I complain but then I remind him that he has equity in his home and has no idea what it's like to be in my shoes struggling. He's a nice guy and I love him but I resent him for enticing me into this mess. He never apologizes or says ';You were right.'; He refuses to tell me he was wrong.
How do I get over this?BF convinced me to buy a home at worst time and now I resent him.?
Who would have known a year ago that the bottom would fall out of the economy. You're not the only one who has been affected by this! Don't I wish that I had only lost 45K! I've lost 4 times that much and my dreams and careful planning for early retirement have gone out the window! Your boyfriend is not to blame.....it's the bad management of the leaders of our countries! The entire world has been affected by this and I don't think the situation will change any time soon!
A grudge is a heavy thing to carry. Now is the time you should be pulling together and supporting each other. Its not a matter of you being right and him being wrong. You've got to get over that!BF convinced me to buy a home at worst time and now I resent him.?
Be responsible for your actions. You signed the paper and yes he may have convinced you of it, but he didn't take your hand and write it for you. We all have to be more responsible for ourselves, and that includes allowing ourselves to be convinced. You know this, but it's easier to be angry at him instead of fully accepting you, unfortunately, did this to yourself.
You get over it by realizing the ultimate decision was yours. He couldn't predict that property values would drop, and trying to get him to apologize for encouraging you to do it, changes nothing anyway. You'll still be in the situation you are in.
Property values will eventually go back up. Hopefully you can hang in there. You aren't the only one in your predicament, although that is little comfort when bills are barely getting paid.
Stop griping about the situation to him. He can't fix it and you're just damaging the relationship for being upset at him over it. Yes, he encouraged you to buy the house...but you could've said no or held out longer. You're looking for someone to blame...look in the mirror. The market has ups and downs...do what you can to keep yourself afloat and it won't be long before your house value will return to something more reasonable.
Patience...
U resent him of making u making a loss. Tats is his fault. However, firstly, if u never ask for his opinion or if he does not care about u, he never would have given u his advice.
Secondly, u believed n made the decision of buying. U dun blame him for tat, do u?
The real problem is u want him to apologise for something tat is not entirely his fault. Sadly to say, u r at fault too.
How to get over it? Forgive n forget. It will be very hard, but wat else can u do to keep this friend in need?
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